About Stephanie

Hi, I’m Stephanie Rios — founder of Simple Solutions USA, proudly serving clients nationwide.

With over a decade in the mortgage and financial services industry, I’ve built my career on simplifying complex processes and delivering results that matter. My background includes underwriting across FNMA, FHLMC, FHA, VA, Non-Conforming, and Non-QM mortgages, as well as hands-on expertise in loss mitigation and homeowner relief solutions.

Today, my focus is helping mortgage loan officers succeed through outsourced loan processing, compliance and underwriting support, back-office operations, and pipeline management. I also work with specialized products like Non-QM loans and HELOCs, giving professionals more flexibility to meet the needs of diverse borrowers.

For homeowners, I provide the same clarity and care through tailored mortgage solutions, hardship assistance, and lender communication designed to protect their homes and financial well-being.

At the core of everything I do is a simple mission: to combine expertise, efficiency, and transparency with a people-first approach. Whether supporting a loan officer in scaling their business or guiding a homeowner through financial challenges, my goal is always the same — deliver smart solutions with heart.

Se habla español.